Mortgages in Spain
Mortgage Services for Local and International Property Buyers in Spain
Whether you are a local buyer looking to finance your next home, or an international client investing in Spanish property for the first time, I offer tailored mortgage support to help you obtain the best financing solution with clarity and confidence.
As a certified real estate advisor with iad España, I collaborate with trusted mortgage brokers and lenders across Spain to provide end-to-end support for both residents and non-residents, ensuring that your financing aligns with your goals, circumstances, and the property you wish to purchase.
Financing Solutions for Every Profile
From salaried professionals and self-employed individuals in Spain to foreign investors, remote workers, and retirees abroad, we help a wide range of clients secure competitive mortgage terms through a streamlined and transparent process.
Fluent in English, Spanish, French, and Italian, I facilitate clear communication and guide you through each step—regardless of your country of residence or language preference.
What We Offer
We start by reviewing your financial situation, residency status, and goals to determine your eligibility and financing potential. This includes:
● Income type and origin (Spain-based or international)
● Available savings and down payment contribution
● Loan-to-Value (LTV) calculation and affordability planning
Through partnerships with leading mortgage brokers and banking institutions, I help you compare and secure the most suitable mortgage offers, including:
● Fixed-rate, variable-rate, and mixed mortgage options
● Exclusive deals for non-residents and expats
● Mortgages in euros or adapted to foreign income sources.
Whether you're in Spain or abroad, I support you throughout the entire application:
● Document collection and pre-approval management
● Communication with brokers, bank managers, and underwriters
● Coordination of property appraisals and lender requirements.
Your financing must align with your purchase timeline. I ensure smooth coordination between mortgage approval and the property acquisition process by working closely with:
● Your real estate advisor, lawyer, and notary
● Property valuation experts and insurance providers
● All parties involved to ensure legal and administrative accuracy.
Our services continue until after the mortgage and property are officially signed:
● Review of loan terms and clarification of conditions
● Coordination of notarial appointments and fund disbursement
● Assistance with related costs such as taxes, life/home insurance, and registry setup.
Who We Help
- Local Buyers in Spain looking for expert mortgage guidance and lender comparisons
- Foreign Residents and Expats with income inside or outside Spain
- Non-Residents purchasing second homes or investment properties
- Relocating Professionals and Remote Workers with international income streams
- Retirees or Digital Nomads settling in Spain long term
Why Work With Me
- Proven experience assisting both local clients and international buyers
- Deep understanding of mortgage eligibility for residents and non-residents
- Multilingual service for seamless communication
- Collaboration with regulated brokers and top banks in Spain
- Transparent, ethical, and client-focused approach
- Integrated coordination between financing and property acquisition
Start Your Mortgage Journey with Confidence
Whether you’re a resident in Spain or buying from abroad, securing the right mortgage is essential to a successful real estate purchase. I am here to make the process simple, strategic, and fully adapted to your needs—ensuring you feel informed and supported at every step.
Contact me today to explore your mortgage options and begin the path toward owning property in Spain—securely and stress-free.